Rural Dynamics, Inc.

Helping people achieve financial security is at the heart of all we do. Consumer Credit Counseling Service of Montana utilizes both direct service programs such as counseling, coaching, lending, and tax preparation as well as indirect strategies such as coalition building and policy advocacy. We are licensed in Montana, Wyoming, Idaho, Washington, Oregon, and Minnesota and with branch locations in Montana and Idaho.

In 1968, we opened our doors as Consumer Credit Counseling Service of Montana. Over the years, we’ve broadened our approach and expanded upon our services. Whether we are helping a low-income family become financially stable or training a group of case managers to be certified in financial coaching, we have the staff, tools, and resources available to assist all people on their journey towards financial independence. We envision a region where people have the capacity and opportunity to make positive choices regarding their economic future.

We get it. Dealing with finances can be stressful but you don’t have to do it alone. Whether you are struggling to balance a checkbook, dodging collection calls or educating consumers who are facing both, we can help. We offer several programs that can help you on your road towards financial stability:

Credit Builder

A “good” credit score is one of the most important assets you can have. But we understand that life happens. A medical emergency, death in the family or a divorce can really take a toll on your score. With our Credit Builder Program, we provide the guidance and resources needed to increase your credit score quickly. That three-digit number effects your loan approval for a car or home, reduces interest rates, and lowers insurance premiums.

Debt Management

Take control of your debt.

Your financial situation is as unique as your fingerprint. Unforeseen circumstances such as medical emergencies, divorce, loss of a job and other life-changing events can impact even the best laid financial plans. Working with Consumer Credit Counseling Service of Montana,s Financial Consultants can help you chart a course to decrease your debt.

Debt Management Plans are a nationally-recognized program in which we work with your creditors to reduce interest rates, bring accounts current, and help you pay off your debts faster.

Financial Coaching

Since 1968, RDI has helped consumers take control of their finances and rid themselves of financial stress. We are here to help you get and stay on track with your finances. RDI Financial coaches will review your debt, credit, income, expenses and establish your budget/spending plan to reach your individual goals.

RDI Community Lending

The mission of RDI Community Lending is to increase economic opportunity and the financial security of individuals by providing safe and affordable financial products.

Our vision for our community is one where opportunities for economic prosperity are available to everyone. By investing in those who don’t have ready access to financial resources, we strive to break the cycle of poverty.

Tax Assistance

Tax Help Montana (THM) is a Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) program made up of a coalition of community partners that provide free individual income tax preparation for low- to-moderate income and elderly individuals and families across Montana and Idaho. These services are available to taxpayers who generally make less than about $55,000 annually or who are eligible for the Earned Income Tax Credit (EITC).


Current Financial Literacy Projects

Personal Finance Classes

Professional Development


For more information about a CPR member agency near you Contact Us 

Posted on October 2, 2017 in Agency Spotlight

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Todd Montague

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Director of Software Development at CPR.
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