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If you are financially overextended, facing foreclosure or considering bankruptcy, our member agencies have certified counselors who provide confidential credit counseling to help identify solutions and outline your options. Services include: Budget Planning, Money Management Education, Debt Management Services, as well as Pre-filing Bankruptcy Counseling and Pre-discharge Bankruptcy Education. Or, if you are a first time home buyer and you are required, by your lender, to attend Pre-purchase Housing Counseling, enter your zip code to find a non-profit, accredited agency in your area.

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